Faraz Babar
XXXX@XXXX.XXX
Passionate engineering leader with expertise in payments, lending, transaction processing with
a focus on modern distributed systems, performance, correctness and availability. Looking for
opportunities to solve complex problems using technology as a lever and excellent influencing
and communication skills as the fulcrum.
Experience building and supporting large scale transformations and engineering teams
Digital transformation leadership experience with geographically distributed teams
Understanding of modern technology including hybrid cloud, availability and ops risk
Delivery of audit and replay friendly event driven systems with immutability at the core
Domain expertise in education, telecom, banking, health, finance and payments
Cloud computing experience in public, hybrid and server less environments
Extensive experience with streaming, real-time event sourcing and guaranteed messaging
Exposure to extremely low latency software through mechanical sympathy
Familiarity with relational, NoSQL databases including modeling, migration and testing
Excellent communication skills with ability to influence peers and inspire teams
Vice President Technologies @ American Express
June 2015
• Lead a geographically distributed team of engineers, leaders and product managers
• Delivered the real-time transformation of American Express (the real-time framework)
• Led delivery of American Express global installments capability (Plan-It)
• Built a customer focused API first ecosystem and successfully influenced its adaption
• Re-imagined, socialized and delivered lending as a decoupled feature/capability
• Wrote the modernization paper for core accounts and transactions processing platforms
• Prototyped and demonstrated distributed failure scenarios to a “centralized” audience
• Invented multi AZ distributed transactions with rollbacks without compensating actions
• Championed the idea of immutability for events and transactions for audit and replay
• Envisioned, designed and implemented event driven transaction processing pipeline
• Led a large multinational team with goal of incremental lending and issuer modernization
Patient experience improvement @ Confidential
December 2015
• Designed and implemented a patient experience improvement system
• Integrated patient on-boarding during appointment scheduling
• Seamless digital payments experience for copay and deductibles
• Automatic patient check-in using geo-fencing and location services
Director of Payments @ Ticketmaster
August 2014
• Led modernization of omni channel commerce capabilities for Ticketmaster
• Implemented ticket sales and service on an app economy and modern API ecosystem
• Built customer first API for merchants and payments plus respective micro-services
• Introduced tokenization and implemented Wallet and Vault Entry Services (Waves) for PCI
• Identified and built metrics for growth, availability, scalability and conversion in real-time
Payments and Credit Senior Engineer/Architect @ PayPal
May 2011
• Worked as part of the team launching PayPal Credit in multiple regulatory jurisdictions
• Integrated lending as part of PayPal’s checkout and fulfillment API
• Data driven metrics for merchant uplift and conversion analytics
• Built a modern, micro-services based pricing engine for discounts and merchant analytics
• Patented FX arbitrage and data driven testing to improve currency performance
Chief Technology Officer @ Multiple Clients
November 2006
• Led end to end transformation for Airline hub launch and operations (DHL)
• Stabilized and transformed a fully digital education experience for large school district
• Rescued and modernized insurance platform for a large insurance operator in midwest
• Helped Pearson education meet its performance and availability goals for testing services
Director Engineering @ Union Bank of Switzerland
July 2004
• Brought in to stem the bleeding (customers and money)
• Stopped the bleeding with automation and building an amazing team in London
• Transformed wealth management using technology as a lever and a structured approach
• Several quick wins including significant cost savings and partnerships with Bloomberg
Chief Architect and Cofounder @ SNAP Payment Card
October 2003
• Launched a digital payments startup that targeted underserved segments of population
• Built the team from scratch and scaled it across three different countries
• Worked closely with investors, board members and regulators to acquire FSA license
• Successful exit based on intellectual property, customer metrics and regulatory licensing
Data Consultant @ Axis Consulting
August 1999
• Developed data models, reports and verification tools for the largest electronics seller in US
• Built data warehousing, data migration and on-demand reports for a well known fashion giant
• Modeled and delivered star schema (fact and dimension) for large pharmaceutical
• Prime Brokerage data modeling and migration tools for large investment bank
Lead technologist, Founder and CTO @ Multiple
1(XXX) XXX-XXXX
• Built exchange connectivity for multiple investment banks
• Launched and automated institutional trading desks at several market makers
• Led transformation of prime brokerage units at large European investment bank
• Saved significant data and connectivity costs for a regional airline using modern technology
• Launched an internet service provider (ISP) before most people knew what a browser was
• Developed simulators for planes, radars and other defense aviation systems for training
Document Outline
Vice President Technologies @ American Express June 2015
Patient experience improvement @ Confidential December 2015
Director of Payments @ Ticketmaster August 2014
Payments and Credit Senior Engineer/Architect @ PayPal May 2011
Chief Technology Officer @ Multiple Clients November 2006
Director Engineering @ Union Bank of Switzerland July 2004
Chief Architect and Cofounder @ SNAP Payment Card October 2003
Data Consultant @ Axis Consulting August 1999
Lead technologist, Founder and CTO @ Multiple 1(XXX) XXX-XXXX Faraz Babar
XXXX@XXXX.XXX
Passionate engineering leader with expertise in payments, lending, transaction processing with
a focus on modern distributed systems, performance, correctness and availability. Looking for
opportunities to solve complex problems using technology as a lever and excellent influencing
and communication skills as the fulcrum.
Experience building and supporting large scale transformations and engineering teams
Digital transformation leadership experience with geographically distributed teams
Understanding of modern technology including hybrid cloud, availability and ops risk
Delivery of audit and replay friendly event driven systems with immutability at the core
Domain expertise in education, telecom, banking, health, finance and payments
Cloud computing experience in public, hybrid and server less environments
Extensive experience with streaming, real-time event sourcing and guaranteed messaging
Exposure to extremely low latency software through mechanical sympathy
Familiarity with relational, NoSQL databases including modeling, migration and testing
Excellent communication skills with ability to influence peers and inspire teams
Vice President Technologies @ American Express
June 2015
• Lead a geographically distributed team of engineers, leaders and product managers
• Delivered the real-time transformation of American Express (the real-time framework)
• Led delivery of American Express global installments capability (Plan-It)
• Built a customer focused API first ecosystem and successfully influenced its adaption
• Re-imagined, socialized and delivered lending as a decoupled feature/capability
• Wrote the modernization paper for core accounts and transactions processing platforms
• Prototyped and demonstrated distributed failure scenarios to a “centralized” audience
• Invented multi AZ distributed transactions with rollbacks without compensating actions
• Championed the idea of immutability for events and transactions for audit and replay
• Envisioned, designed and implemented event driven transaction processing pipeline
• Led a large multinational team with goal of incremental lending and issuer modernization
Patient experience improvement @ Confidential
December 2015
• Designed and implemented a patient experience improvement system
• Integrated patient on-boarding during appointment scheduling
• Seamless digital payments experience for copay and deductibles
• Automatic patient check-in using geo-fencing and location services
Director of Payments @ Ticketmaster
August 2014
• Led modernization of omni channel commerce capabilities for Ticketmaster
• Implemented ticket sales and service on an app economy and modern API ecosystem
• Built customer first API for merchants and payments plus respective micro-services
• Introduced tokenization and implemented Wallet and Vault Entry Services (Waves) for PCI
• Identified and built metrics for growth, availability, scalability and conversion in real-time
Payments and Credit Senior Engineer/Architect @ PayPal
May 2011
• Worked as part of the team launching PayPal Credit in multiple regulatory jurisdictions
• Integrated lending as part of PayPal’s checkout and fulfillment API
• Data driven metrics for merchant uplift and conversion analytics
• Built a modern, micro-services based pricing engine for discounts and merchant analytics
• Patented FX arbitrage and data driven testing to improve currency performance
Chief Technology Officer @ Multiple Clients
November 2006
• Led end to end transformation for Airline hub launch and operations (DHL)
• Stabilized and transformed a fully digital education experience for large school district
• Rescued and modernized insurance platform for a large insurance operator in midwest
• Helped Pearson education meet its performance and availability goals for testing services
Director Engineering @ Union Bank of Switzerland
July 2004
• Brought in to stem the bleeding (customers and money)
• Stopped the bleeding with automation and building an amazing team in London
• Transformed wealth management using technology as a lever and a structured approach
• Several quick wins including significant cost savings and partnerships with Bloomberg
Chief Architect and Cofounder @ SNAP Payment Card
October 2003
• Launched a digital payments startup that targeted underserved segments of population
• Built the team from scratch and scaled it across three different countries
• Worked closely with investors, board members and regulators to acquire FSA license
• Successful exit based on intellectual property, customer metrics and regulatory licensing
Data Consultant @ Axis Consulting
August 1999
• Developed data models, reports and verification tools for the largest electronics seller in US
• Built data warehousing, data migration and on-demand reports for a well known fashion giant
• Modeled and delivered star schema (fact and dimension) for large pharmaceutical
• Prime Brokerage data modeling and migration tools for large investment bank
Lead technologist, Founder and CTO @ Multiple
1(XXX) XXX-XXXX
• Built exchange connectivity for multiple investment banks
• Launched and automated institutional trading desks at several market makers
• Led transformation of prime brokerage units at large European investment bank
• Saved significant data and connectivity costs for a regional airline using modern technology
• Launched an internet service provider (ISP) before most people knew what a browser was
• Developed simulators for planes, radars and other defense aviation systems for training
Document Outline
Vice President Technologies @ American Express June 2015
Patient experience improvement @ Confidential December 2015
Director of Payments @ Ticketmaster August 2014
Payments and Credit Senior Engineer/Architect @ PayPal May 2011
Chief Technology Officer @ Multiple Clients November 2006
Director Engineering @ Union Bank of Switzerland July 2004
Chief Architect and Cofounder @ SNAP Payment Card October 2003
Data Consultant @ Axis Consulting August 1999
Lead technologist, Founder and CTO @ Multiple 1(XXX) XXX-XXXX
